![]() California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the "Agency"). When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. An Umbrella policy extends the personal liability coverage provided by your auto, homeowners, motorcycle, boats, and other personal insurance policies. Third-party insurance products are not underwritten by USAA or its affiliates. ![]() The Agency contracts with third-party insurance companies to offer products and services ("third-party insurance products") on their behalf. Personal umbrella insurance is extra liability insurance designed to help protect you from claims and lawsuits beyond your standard policy limits. An Armed Forces Umbrella Insurance policy gives you an extra. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the "Agency") and the third-party insurance company. Umbrella insurance is a supplemental liability policy that acts as an added financial safety net. All coverages are subject to the terms and conditions of your policy. Applications for insurance are subject to underwriting by the applicable insurance company. Products, availability, coverages, and terms vary by state and exclusions apply. A personal umbrella policy, sometimes referred to as umbrella insurance, is meant to help protect you from large and potentially devastating liability claims or judgments. Higher coverage tends to cost less about 50-75 per additional 1 million since claims that large are rare. Any product or coverage descriptions are brief and are informational only. How much does umbrella insurance cost According to the Insurance Information Institute, 1 million in umbrella coverage can cost as little as 150 and as much as 300 annually. Each company is solely responsible for its insurance products. Small Business Insurance is underwritten by Garrison Property & Casualty Insurance Company, San Antonio, Texas ("Garrison"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) ("third-party insurance companies").
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